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Objective


Seeking a entry level position in the Maritime Industry with an opportunity to utilize my professional, organizational, and communication skills.


Experience


Professional Experience

Step for Students/Jacksonville, FL

Processor 04/2012-08/2012—1/2013-5/2013

• Evaluated income, assets, residential and student documents for authenticity and accuracy.

• Determined recommendations for awarding student scholarships from grades k-12.

• Interviewed parents of students eligible for scholarships.

• Maintained 100% processing accuracy.

• .

Velox 08/2008-Present

Driver/ Selector

• Deliver payroll, quarterlies, surgical tools and general items to businesses in Jacksonville, St. Augustine and surrounding counties in a timely fashion. Pull orders for fellow drivers.



Lloyd Scott Investment Group 11/2005-10/2008

Managing Partner

• Facilitated the acquisition of real estate for the resale to potential buyers.

• Organized and supervised construction crews and investors.

• Collaborated with lenders, appraisers, title companies and surveyors to ensure smooth closings.

K.B. Homes 06/2005-10/2005

Loan Counselor

• Provided on-site prequalification for potential borrowers using internal underwriting systems for Conventional, FHA and VA loans.

• Analyzed income, assets, titles, appraisals and surveys.

• Executed presentations on loan products in various sales meetings.

• Developed and implemented a marketing plan which targeted various loan officers, mortgage brokers and real estate agents in Northeast Florida.

Turning Point Mortgage 01/2000-06/2005

Licensed Mortgage Broker/Project Manager

• Originated and processed conventional mortgage loans for qualified borrowers.

• Maintained open lines of communication with borrowers.

• Negotiated with lenders’ loss mitigation departments on distressed properties for potential borrowers.

• Managed sub-contractors, ordered building materials and performed preliminary inspections prior to actual code inspections.

• Reviewed post closed funded and non-funded loans to insure company met federal guidelines compliances.

Williams Brothers Real Estate Investment Company 06/1998-01/2000

Licensed Mortgage Broker/Processor

• Originated and processed conventional mortgage loans for qualified borrowers.

• Reviewed contracts, credit, appraisals, titles, income and asset documentation.

• Specialized in court record research and foreclosure acquisition.

• Executed internal loan file auditing for post-closing loans.



Education

Florida Agricultural and Mechanical University, 1985-1987-Major: Business Economics

Basic Safety Training Certified, CPR Certification, TWIC & Z Card



Technical Proficiencies

Microsoft Word/Excel/Power Point/Calyx


Education


Florida Agricultural and Mechanical University, 1985-1987-Major: Business Economics


Certification


Basic Safety Training Certified, CPR Certification, TWIC & Z Card


Skils


Technical Proficiencies

Microsoft Word/Excel/Power Point/Calyx


 

Jacksonville, FL,
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